Ready. Steady. RuPay!
Presenting RuPay Scan & Score, a rewarding journey for your RuPay Credit Card on UPI payments.
Milestones await you and they come bearing unmatched rewards. With each milestone the stakes get higher and so do the rewards. Get 1 RuPay Coin on every ₹100 spent with your RuPay Credit Card on UPI and win amazing prizes.
Spot the RuPay Scan & Score QR or digital banner at our partner merchant outlets, websites or apps. Scan the QR or click on digital banner to participate in the RuPay Scan & Score.
You get 1 RuPay Coin on every ₹100 spent with your RuPay Credit Card on UPI.
Unlock milestones to earn rewards by accumulating RuPay Coins through spends with your RuPay Credit Card on UPI.
RuPay Scan and Score is a rewarding journey for your RuPay Credit Card on UPI payments. Accumulate RuPay Coins by simply spending. As you spend, you'll earn RuPay Coins and unlock various milestones that come with fantastic rewards. So, keep spending to earn RuPay Coins and discover the exciting rewards that await you!
If you are 18 years or older and a resident of India, you can become a part of RuPay Scan & Score and take home the fabulous rewards this journey has to offer.
Scan the ‘RuPay Scan & Score’ QR Code or click on the digital ‘RuPay Scan & Score’ banner when you spot one on our partner merchant stores, apps and websites. Initiate the WhatsApp message and you are all set to embark on this rewarding journey.
RuPay Scan and Score takes you on a journey of unlocking various milestones by accumulating RuPay Coins through UPI spends using RuPay credit card. Each milestone unlocks rewards from top brands across categories such as travel, shopping, entertainment and more.
Upon entering RuPay Scan & Score, accumulate RuPay Coins through spending to unlock milestones which bring along exciting rewards. With each milestone, the rewards keep getting bigger and better. Make sure to link your RuPay Credit Card on UPI to start your journey.
RuPay Coins can be accumulated by making payments with your RuPay credit Card on UPI. You get 1 RuPay Coin for every 100 spent with your RuPay Credit Card on UPI. Keep spending to accumulate more RuPay Coins.
Please refer to the T&C document for complete details on eligible payments for RuPay Scan & Score.
Spot the RuPay Scan & Score QR Codes at our partner merchant stores, apps and websites. Alternatively, you can scan the code provided on our website
Your RuPay Credit Card is eligible for RuPay Scan and Score if the same has been issued by one of the following banks -
All subsequent Bank customers going live with RuPay Credit card on UPI will automatically be eligible once Bank goes live.
There are 6 milestones in RuPay Scan & Score. By accumulating RuPay Coins, unlock milestones and win exciting rewards
Upon scanning the QR, get a joining bonus of 49 RuPay Coins. You can get more RuPay Coins by doing more spends via RuPay Credit Card on UPI payments.
To unlock Milestone 1, accumulate 50 RuPay Coins with a minimum transaction of ₹100 made after entering RuPay Scan and Score. Don’t forget, you get 1 RuPay Coin on every ₹100 spent.
To know more about the payments eligible for RuPay Scan and Score, please refer to the T&C document.
To unlock Milestone 2, accumulate 75 RuPay Coins with a minimum of 3 payments made after entering RuPay Scan and Score. Don’t forget, you get 1 RuPay Coin on every ₹100 spent.
To know more about the payments eligible for RuPay Scan and Score, please refer to the T&C document.
To unlock Milestone 3, accumulate 125 RuPay Coins with a minimum of 6 payments made after entering RuPay Scan and Score. Don’t forget, you get 1 RuPay Coin on every ₹100 spent.
To know more about the payments eligible for RuPay Scan and Score, please refer to the T&C document.
To unlock Milestone 4, accumulate 200 RuPay Coins with a minimum of 10 payments made after entering RuPay Scan and Score. Don’t forget, you get 1 RuPay Coin on every ₹100 spent.
To know more about the payments eligible for RuPay Scan and Score, please refer to the T&C document.
To unlock Milestone 5, accumulate 300 RuPay Coins with a minimum of 15 payments made after entering RuPay Scan and Score. Don’t forget, you get 1 RuPay Coin on every ₹100 spent.
To know more about the payments eligible for RuPay Scan and Score, please refer to the T&C document.
To unlock Milestone 6, accumulate 500 RuPay Coins with a minimum of 21 payments made after entering RuPay Scan and Score. Don’t forget, you get 1 RuPay Coin on every ₹100 spent.
To know more about the payments eligible for RuPay Scan and Score, please refer to the T&C document.
The vouchers you win on unlocking a new milestone will have a code. To redeem it, you can copy paste the code or enter it manually at the checkout page of the app or website where the voucher is applicable. Click on ‘My Rewards’ section on WhatsApp to see all your rewards and T&C for each voucher.
You accumulate Coins for all payments made using your RuPay Credit Card on UPI. On every ₹100 spent, you get 1 RuPay Coin.
To know more about the payments eligible for RuPay Scan and Score, please refer to the T&C document.
We are here to solve all your grievances. For any queries, reach out to us at rupay.scanandscore@npci.org.in
We are here to help. For any queries, reach out to us at rupay.scanandscore@npci.org.in
No, you cannot make payments or send money by scanning the RuPay Scan & Score QR codes. Scanning RuPay Scan & Score QR codes will direct you to the WhatsApp channel to take you on the rewarding journey of RuPay Scan and Score.
Payments with RuPay Credit Card on UPI have no boundaries. You can get an unlimited number of RuPay Coins by making payments with RuPay Credit card on UPI. Get 1 RuPay Coin on every ₹100 spent.
To know more about the payments eligible for RuPay Scan and Score, please refer to the T&C document.
If payments are done today, the updated milestone journey along with the RuPay Coin balance will be displayed the next day. Also, there is certain criteria on the payments which are eligible for the RuPay Scan & Score campaign.
Please refer to the T&C document for complete details on which payments are eligible for RuPay Scan & Score.
User having a valid RuPay credit card can avail the offer
The offers are applicable as per offer Terms and conditions. Offer duration, terms and conditions are subject to change as per discretion of partners.
Please visit the RuPay offer link -- https://www.rupay.co.in/rupay-offers for more details about the RuPay offer.
No, the offer can be availed only once per card during the offer period.
This vouchers are gifts/Present which are exchangeable against the goods & services.
Online – you need to apply the code in the promo & offers section before making the payment.
Offline – you need to show the voucher/code at the cash counter before making the payment.
The voucher can be used on the partner’s website/app or store as applicable.
Combining/Clubbing the voucher with existing offers & discount shall be at the partner’s discretion, whose voucher is issued
No, User cannot receive cashback against the vouchers.
Yes, the voucher can be transferred to another person on user’s discretion
In case the voucher is lost by the user, there will be no obligation of replacement for the lost voucher
Option to check voucher balance is at partner’s discretion whose voucher will be issued to the user.
Redemption of multiple vouchers will be at the partner’s discretion whose voucher will been issued to the user
This will be under partner’s sole discretion whose voucher will be issued to the user.
This will be under partner’s sole discretion whose voucher will be issued to the user.
This will be under partner’s sole discretion whose voucher will be issued to the user.
Return/Replacement policy will be under partner’s sole discretion whose voucher will be issued to the user.
You can reach out to the customer support on the credentials (e-mail id, contact no) mentioned at partner’s platform (App/website/ in- store)
Please refer to voucher T&C to know about validity of the vouchers
The redemption of voucher shall happen in proportion to order value
Voucher has no Minimum Order Value.
By participating in the RuPay Scan & Score Campaign (“Campaign”) you agree to be bound by these Terms and Conditions (“Terms”).
1.1. Duration
1.1.1. The Campaign will commence from 05th September, 2023 and shall continue until 31st December, 2023 (“Tenure”).
1.1.2. The Campaign Tenure can be modified or extended based on the sole and absolute discretion of NPCI.
1.2. Eligibility
1.2.1. Any User who is 18 or above years of age is eligible to participate in the Campaign and this Campaign is being carried out Pan India
1.2.2. Transaction Eligibility
1.2.2.1. A transaction will be considered eligible for RuPay Scan & Score Campaign (“Campaign”) provided it fulfils the following requirements:
| Description | Merchant category codes |
|---|---|
| Casinos | 3728, 3731, 3737, 3738 |
| Speculative gaming | 7801, 7802, 7995 |
1.2.3. For Rewards Milestone Journey
1.2.3.1. Milestones will be unlocked at each stage on fulfilment of both the conditions (minimum number of cumulative Transactions & minimum cumulative Spend) set at each milestone. Transactions should qualify the eligibility criteria given in point 1.2.2.
| Conditions to unlock milestone | ||||
|---|---|---|---|---|
| Milestones | Min number of cumulative transactions | Min cumulative spend at each milestone (INR) | Total RuPay Coins received | Rewards - Vouchers |
| Registration Bonus | - | - | 49 | |
| 1st | 1 | ₹100 | 50 | Voucher 1 |
| 2nd | 3 | ₹2600 | 75 | Voucher 2 |
| 3rd | 6 | ₹7600 | 125 | Voucher 3 |
| 4th | 10 | ₹15100 | 200 | Voucher 4 |
| 5th | 15 | ₹25100 | 300 | Voucher 5 |
| 6th | 21 | ₹45100 | 500 | Voucher 6 |
1.2.3.2. Any new milestone will be unlocked only after the previous milestone is unlocked / fulfilled
1.2.3.3. Users will receive 1 RuPay Coin for every ₹100 spent through transactions done via UPI linked to RCC. Transactions should qualify the eligibility criteria given in point 1.2.2..
1.3. Offer & Voucher Terms
1.3.1. The applicability of offers and vouchers may vary for each participating merchant in this Campaign.
1.3.2. The offer & voucher terms may vary for each participating merchant in this Campaign.
1.3.3. The validity of offers & vouchers will vary for each participating merchant in this Campaign.
1.3.4. The offers are not transferable, non-negotiable and cannot be enchased at the retail participating stores.
1.3.5. The vouchers are non-negotiable and cannot be enchased at the retail participating stores.
1.3.6. The User acknowledges that the offers & vouchers offered by participating merchant shall be redeemed on the respective website and/or mobile application of the said participating merchant and the issue and use of such offers & vouchers will be in accordance with the applicable terms and conditions of the respective merchant.
1.3.7. The User acknowledges that NPCI disclaims all responsibility and liability associated with the offers and vouchers, including without limitation, any warranties associated with the offers & vouchers and/or additional costs associated with the offers & vouchers and its redemption
2.1. We collect, process, use, store, transfer, disclose and share your information with your consent. By participating in the Campaign and providing your personal information, you consent to the processing of your personal information in accordance with these Terms.
2.2. NPCI (“We, Us, Our”) collects personal and financial information from you when you scan the QR code or attempt to scan the QR Code or interact with NPCI, such as:
2.2.1 Personal information such as your name, photograph, date of birth, email id/address, phone number, profile details, gender, address and other personally identifiable information provided by you to participate in the Campaign.
2.2.2 Financial and transaction information such as your bank account details, card details, other financial transaction related information (including but not limited to, transaction details and history, etc.).
2.2.3 Your device details like device identifier, SIM details, location, cookies, plug-ins.
2.3. In general, the information you submit to us is used either to provide services to you or respond to requests that you make, by us or our service providers, in the following ways:
2.4. We may share your personal information in relation to the Campaign for the purposes of processing your transactions and other instructions with different persons/entities or participating in a payment system, service providers, business associates, government and regulatory authorities, consultants and internal departments.
2.5. We may share your personal information, on a need to know basis, for the following purposes:
2.5.1. Grievances. For grievance redressal and dispute management related to the Campaign;
2.5.2. Fraud and Risk management. For verification, investigation or prevention of frauds or to manage risks (including risk mitigation) or recover funds in accordance with applicable laws or for customer awareness and safety;
2.6. Where your information is shared with service providers, merchants or any regulatory or government authorities, the use and processing of your information is governed by their respective policies. NPCI ensures strict obligations for protection of your information are imposed on these entities, wherever applicable and to the extent possible/feasible for NPCI. However, we do not accept any responsibility or liability for usage of your information by these third parties or their policies.
3.1. NPCI will not be responsible or liable in case the transaction could not be done due to but not limited to malfunction, delay, traffic congestion on any telephone network or line, computer on-line system, servers or providers, computer equipment, software, or website.
3.2. NPCI may, at any time change, amend, add or delete the terms and conditions associated with the campaign and communicate the changes to you and the member banks from time to time.
3.3. NPCI also reserves the right to amend, modify including the right to discontinue the Campaign without assigning any reasons or without any prior intimation whatsoever.
3.4. NPCI holds out no warranty or makes no representation about the transportation, quality, delivery or otherwise of the goods and services offered or sold as part of the Campaign. Any dispute or claim regarding the goods and services must be resolved by you with the seller directly without any reference to NPCI.
3.5. Decision made by NPCI will be final and binding on you.
These Terms and the relationship between you and NPCI shall be governed by the laws of the India as applied to agreements made, entered into, and performed entirely in India, notwithstanding your actual place of residence. The appropriate courts and forums located at Mumbai, Maharashtra shall have exclusive jurisdiction in any proceedings arising out of the Campaign. NPCI may, however, in its absolute discretion commence any legal action or proceedings arising out of the Campaign in any other court, tribunal or other appropriate forum and you hereby consent to that jurisdiction
We welcome your comments, questions or complaints regarding this Campaign. Please reach out to us at rupay.scanandscore@npci.org.in.