As part of the Pradhan Mantri Mudra Yojana Scheme, beneficiaries of Mudra Loans are eligible for the RuPay MUDRA Card. The Pradhan Mantri Mudra Yojana Scheme is an innovative product that provides working capital facility as cash credit arrangement to the accountholder. The aim of this scheme is to attain development in a sustainable manner by supporting partner institutions and promoting the growth of the micro-enterprise sector. The MUDRA card can be used to make multiple withdrawals and avail credits to manage the working capital limit in an efficient and productive manner. This helps to reduce the burden of interest payments. Cardholders can also avail exclusive merchant offers at the time of purchase.