Choose your preferred bank to apply for a RuPay Credit
Card and enjoy exclusive benefits, offers and more throughout the year
Get these RuPay Credit Cards
Instantly*
Basic features
“Credit + Convenience” : Credit cards enabled for UPI
payments & earn rewards for purchases done.
3% Cashpoints on Groceries, SuperMarket & Dining spends &
PayZapp transactions. (Maximum of 500 Points can be earned
in a calendar month)
2% Cashpoints on Utility spends (Maximum of 500 Points can
be earned in a calendar month)
1% Cashpoints on other spends (Excluding Rent, Wallet loads,
EMI, Fuel, Insurance Payments & Government categories)
(Maximum of 500 Points can be earned in a calendar month)
Avail up to 50 days of interest free period on your HDFC
Bank UPI RuPay Credit Card from the date of purchase.
10X CashPoints on your favourite merchants - Big Basket,
BookMyshow, OYO, Swiggy & Uber ( Maximum of 2,500 CashPoints
can be earned in a calendar month )
5X CashPoints on EMI spends at merchant locations ( Maximum
of 2,500 CashPoints can be earned in a calendar month )
1 CashPoint for every ₹150 on other spends ( Excluding
fuel, Wallet / Prepaid Card loads or Voucher Purchases )
Lower interest rate of 0.99% on for first 90 days on non-EMI
spends from card issuance date. ( Not applicable on Insta
loan, Insta Jumbo Loan, SmartEMI, EasyEMI, Balance transfer
or Cash transactions )
Upto 20% discount on partner restaurants via Swiggy Dineout
Earn 2 Reward Points, on every ₹100 spent on your card
(except fuel)
Earn 1 Reward Point, on every ₹100 spent on utilities
and insurance categories
Under the new ICICI Bank Milestone Rewards programme, get
2000 Reward Points on spending ₹2,00,000 on your card
& 1,000 Reward Points, each time you cross ₹1,00,000
spend, thereafter, in an anniversary year; maximum of 10,000
Reward Points, per year
Get one complimentary access to select airport lounges in
India, each quarter*
Get one complimentary access to select railway lounges in
India, each quarter
Avail of a discount of 25%, up to ₹100, on a minimum
purchase of two movie tickets, per transaction on BookMyShow
& Inox( Offer can be availed twice in a month )
Personal Accident insurance cover of ₹2 lakh*
24x7 Concierge services*
The finest dining experiences now come with equally
impressive savings. Make use of exclusive offers on dining,
through ICICI Bank Culinary Treats Programme. For details,
visit
www.icicibank.com/culinarytreats
Enhanced Security: Our credit cards come equipped with
advanced security
features, including EMV chip technology, block/unblock
channel at your
fingertip.
Rewards-DCB Payless Credit Card experience with
extraordinary rewards.
DCB Payless Credit Card Platinum, enjoy ₹250 cashback
on minimum
spend of ₹50,000 in one calendar Quarter. DCB Payless
Credit Card
Select, enjoy ₹1,000 cashback on minimum spend of
₹1,00,000 in a
calendar Quarter.
Lounge access- DCB Payless Platinum Credit Card, -
complimentary
domestic airport lounge access once per Quarter. DCB Payless
Select
Credit Card, complimentary domestic lounge access twice per
Quarter and
international airport lounge access once per year
Higher credit limits- Get credit limit upto 90% of your
collateral
value.
Contactless Card- Coinvent Shopping with just tap and Pay.
Welcome Gift : Get 350 activation bonus Reward Points
on single transaction of ₹500 or more within 45 days
of card issuance. Fuel and Cash spend are not included
ValueBack Benefits : Buy tickets through irctc.co.in & IRCTC Mobile App (for
Android only) for AC1, AC2, AC3 and AC CC and earn up to 10%
Value Back as Reward Points
Reward Benefits : Get 1 Reward point for every
₹125 spent on non-fuel retail purchases, including
railway ticket purchases at www.irctc.co.in and IRCTC Mobile App
(Android only)
Travel Offers from IRCTC
Save 1% transaction charges on railway ticket
bookings on www.irctc.co.in
Log on to irctc.co.in and avail
exclusive travel privileges
Book your airline tickets with IRCTC at unbeatable
prices
Fuel Surcharge Waiver : Enjoy freedom from paying the
1% fuel surcharge across all petrol pumps in India, on
transactions of ₹500 - ₹3,000, exclusive of GST
and other charges
Railway Lounge Program
Enjoy 4 complimentary railway lounge access in a
year to participating lounges in India (Max 1 per
quarter)
To avail the offer, please use your IRCTC SBI Card
(on RuPay platform) at the respective lounges
Link your RuPay credit card to any UPI app for merchant
payments
Complimentary access to domestic and international lounges
Medical services, including long-term patient-doctor
relationship, diagnostic tests, palliative care,
physiotherapy/nurse/doctor services, hospital tie-up chains,
and senior
living
Additional medical coverage for dental, vision, hearing,
orthodontics, and cosmetic surgery
Medical products, such as OTC diagnosis products, medical
supply delivery aggregators, and wearables
Lifestyle options, such as fitness club memberships, online
fitness apps, spa/yoga, and recreational retreats.
Free personal accident insurance coverage up to ₹10
lakh
Lost Card Insurance Coverage up to ₹1.50 lakhs
Earn 2 reward points for every ₹100 spends
Waiver of fuel purchase surcharge, 1% up to ₹100/- per
month
Exclusive offers on partner merchants
Annual maintenance charge is waived on spending
₹50,000/- in a year
Link your RuPay credit card to any UPI app for merchant
payments
Welcome bonus of up to ₹300 on fuel purchase worth
₹300 or more within 60 days of card activation.
Earn 4% cashback on fuel purchases of ₹500/- or more
at authorized HPCL outlets. Plus, get 1.5% cashback in the
form of HPPay reward points when you use the HPPay app to
make fuel payments.
Avail waiver of fuel purchase surcharge, 1% up to
₹100/- per month (on transaction value of ₹200
and above at HPCL outlets).
Free personal accident insurance coverage up to ₹10
lakh
Lost Card Insurance Coverage up to ₹1.50 lakhs
Earn 2 reward points for every ₹100 spent on non-fuel
transactions
Exclusive offers on partner merchants
Annual maintenance charge is waived on spending ₹1.00
lakh in a year
