Choose your preferred bank to apply for a RuPay Credit Card and enjoy exclusive benefits, offers and more throughout the year
Get these RuPay Credit Cards Instantly*
Basic features
“Credit + Convenience” : Credit cards enabled for UPI payments & earn rewards for purchases done.
3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month)
Avail up to 50 days of interest free period on your HDFC Bank UPI RuPay Credit Card from the date of purchase.
10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber ( Maximum of 2,500 CashPoints can be earned in a calendar month )
5X CashPoints on EMI spends at merchant locations ( Maximum of 2,500 CashPoints can be earned in a calendar month )
1 CashPoint for every ₹150 on other spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases )
Lower interest rate of 0.99% on for first 90 days on non-EMI spends from card issuance date. ( Not applicable on Insta loan, Insta Jumbo Loan, SmartEMI, EasyEMI, Balance transfer or Cash transactions )
Upto 20% discount on partner restaurants via Swiggy Dineout
Earn 2 Reward Points, on every ₹100 spent on your card (except fuel)
Earn 1 Reward Point, on every ₹100 spent on utilities and insurance categories
Under the new ICICI Bank Milestone Rewards programme, get 2000 Reward Points on spending ₹2,00,000 on your card & 1,000 Reward Points, each time you cross ₹1,00,000
spend, thereafter, in an anniversary year; maximum of 10,000 Reward Points, per year
Get one complimentary access to select airport lounges in India, each quarter*
Get one complimentary access to select railway lounges in India, each quarter
Avail of a discount of 25%, up to ₹100, on a minimum purchase of two movie tickets, per transaction on BookMyShow & Inox( Offer can be availed twice in a month )
Personal Accident insurance cover of ₹2 lakh*
24x7 Concierge services*
The finest dining experiences now come with equally impressive savings. Make use of exclusive offers on dining, through ICICI Bank Culinary Treats Programme. For details, visit
www.icicibank.com/culinarytreats
Enhanced Security: Our credit cards come equipped with advanced security
features, including EMV chip technology, block/unblock channel at your
fingertip.
Rewards-DCB Payless Credit Card experience with extraordinary rewards.
DCB Payless Credit Card Platinum, enjoy ₹250 cashback on minimum
spend of ₹50,000 in one calendar Quarter. DCB Payless Credit Card
Select, enjoy ₹1,000 cashback on minimum spend of ₹1,00,000 in a
calendar Quarter.
Lounge access- DCB Payless Platinum Credit Card, - complimentary
domestic airport lounge access once per Quarter. DCB Payless Select
Credit Card, complimentary domestic lounge access twice per Quarter and
international airport lounge access once per year
Higher credit limits- Get credit limit upto 90% of your collateral
value.
Contactless Card- Coinvent Shopping with just tap and Pay.
Welcome Gift : Get 350 activation bonus Reward Points on single transaction of ₹500 or more within 45 days of card issuance. Fuel and Cash spend are not included
ValueBack Benefits : Buy tickets through irctc.co.in & IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn up to 10% Value Back as Reward Points
Reward Benefits : Get 1 Reward point for every ₹125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only)
Travel Offers from IRCTC
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
Log on to irctc.co.in and avail exclusive travel privileges
Book your airline tickets with IRCTC at unbeatable prices
Fuel Surcharge Waiver : Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of ₹500 - ₹3,000, exclusive of GST and other charges
Railway Lounge Program
Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
To avail the offer, please use your IRCTC SBI Card (on RuPay platform) at the respective lounges
Link your RuPay credit card to any UPI app for merchant payments
Complimentary access to domestic and international lounges
Medical services, including long-term patient-doctor relationship, diagnostic tests, palliative care, physiotherapy/nurse/doctor services, hospital tie-up chains, and senior
living
Additional medical coverage for dental, vision, hearing, orthodontics, and cosmetic surgery
Medical products, such as OTC diagnosis products, medical supply delivery aggregators, and wearables
Lifestyle options, such as fitness club memberships, online fitness apps, spa/yoga, and recreational retreats.
Free personal accident insurance coverage up to ₹10 lakh
Lost Card Insurance Coverage up to ₹1.50 lakhs
Earn 2 reward points for every ₹100 spends
Waiver of fuel purchase surcharge, 1% up to ₹100/- per month
Exclusive offers on partner merchants
Annual maintenance charge is waived on spending ₹50,000/- in a year
Link your RuPay credit card to any UPI app for merchant payments
Welcome bonus of up to ₹300 on fuel purchase worth ₹300 or more within 60 days of card activation.
Earn 4% cashback on fuel purchases of ₹500/- or more at authorized HPCL outlets. Plus, get 1.5% cashback in the form of HPPay reward points when you use the HPPay app to
make fuel payments.
Avail waiver of fuel purchase surcharge, 1% up to ₹100/- per month (on transaction value of ₹200 and above at HPCL outlets).
Free personal accident insurance coverage up to ₹10 lakh
Lost Card Insurance Coverage up to ₹1.50 lakhs
Earn 2 reward points for every ₹100 spent on non-fuel transactions
Exclusive offers on partner merchants
Annual maintenance charge is waived on spending ₹1.00 lakh in a year
