Please find below the eligibility criteria and construct for Cashback scheme
| Customer | Card | Transaction | Amount (₹) | Final Cashback (₹) | Remarks |
|---|---|---|---|---|---|
| Month 1 | Card 1 | Transaction 1 | 3000 | 500 | Eligible |
| Transaction 2 | 400 | 80 | Eligible | ||
| Transaction 3 | 1000 | 200 | Not Eligible | ||
| Total Cashback | 580 | ||||
Please find below the eligibility criteria and construct for iPhone 14 Plus giveaway.
No, this offer is applicable only on RuPay Credit cards
No, in order to avail the benefits under this offer, RuPay cardholders would be required to get their RuPay Credit cards linked to UPI via UPI App
The offer will be valid from 20th March 2023 to 30th September 2023 (both days inclusive)
The cashback campaign benefits you by offering you a cashback of 20% on spends through Credit card on UPI through UPI app per customer twice per month. To avail this offer you need to link your RuPay Credit card to UPI through UPI app and transact via the same mode. A unique customer is eligible to receive maximum ₹500/- cashback per customer per month per transaction, during the campaign period.
There is no minimum transaction value to avail this offer.
Each customer will be eligible for first two transaction per month
During the offer period, you will be eligible to get cash back twice per customer per month.
During the offer period, you will be eligible to get cash back twice per customer per month.
Highest Spender on any LIVE apps , along with one transaction at the Starbucks outlets can be the lucky winner of IPhone 14 Plus.
RuPay Credit Cards on UPI will provide a seamless, digitally enabled credit card lifecycle experience for the customers. Customers will benefit from the ease and the increased opportunity to use their credit cards. Merchants will benefit from the increase in consumption by being part of the credit ecosystem with acceptance of credit cards using asset lite QR codes.
RuPay Credit cards can now be linked to a UPI ID, thus directly enabling safe, and secure payment transactions.
Currently, four banks are live to link RuPay Credit Card on UPI – Punjab National Bank, Union Bank of India, Indian Bank, HDFC Bank & Canara Bank
Currently, on BHIM, Mobikwik and Paytm app customer can link their RuPay Credit Card on UPI. Other apps are enhancing their tech platforms to enable linking of credit card on UPI.
Please download BHIM app from Google Playstore. Complete the registration journey, select Credit Card as an option. Select your issuing bank name from the drop down. Basis the mobile number update with your issuing bank, masked Credit Cards will appear on the screen. Select the card which you want to link and confirm. Proceed to generate UPI PIN.
You will have to setup UPI Pin to authenticate this transaction.
Please select the Credit Card from the linked credit card accounts, select set UPI Pin option from the dropdown. Enter last 6 digits of your RuPay Credit Card number, enter the expiry date, follow steps to complete the journey
Yes, you can change your UPI pin of your respective RuPay Credit Card account by selecting ‘Change UPI Pin’ from the drop-down menu. Follow the steps.
Select the credit card account for which UPI pin to be reset, select ‘Forgot UPI Pin’ from the dropdown menu. Follow the steps.
Open BHIM app on your mobile, click on ‘Scan’, QR scanner will open in BHIM app, scan the QR, enter the amount, select the masked credit card from the down menu, confirm the payment by entering UPI Pin. Payment confirmation will be displayed, once the payment is done.
Payment can be made for e-commerce merchant either through an Intent request or collect request from the merchant. Select BHIM as payment mode at merchant website /app, login into BHIM app, select the masked Credit Card from the drop-down menu, confirm the payment using UPI Pin. Payment confirmation will be displayed, once the payment is done, you will be routed back to the merchant page.
If you have changed your mobile number, kindly update the same at your Credit Card issuers end. Once updated, kindly re-register the credit card on BHIM app.
Select the Credit Card account for which you need to check the available and outstanding balance, click on ‘Check Balance’ from the drop-down menu and confirm using UPI pin, the available and outstanding balance will appear on the screen.
No, only payment to merchant (P2M) will be allowed from the linked Credit Card.
Currently, only RuPay Credit Card can be linked on UPI.
There is no restriction of linking RuPay Credit Card on UPI
There is no limit for the number of transactions carried out from linked Credit Card on UPI
Amount limit per card per day - UPI limit (1 lakh per day and 2 lakh for some special MCC codes), however it will be limited to the available credit limit on your card.
Customers will not be charged for linking or carrying out any transaction from the linked Credit Card on UPI.
Categories – P2P, P2PM, digital account opening, lending platform, cash withdrawal at merchant, cash withdrawal at ATM, ERUPI, IPO, Foreign Inward Remittances, Mutual Funds and any other categories as restricted by the issuing bank / RBI.
Yes, Credit Card bill payment can be done through the linked savings account from the BHIM App. For recurring bill payments, you can register for UPI AutoPay.
Yes, charge back or refund can be raised for the linked Credit Card through UPIHelp.
Credit Card cannot be made as a default option to receive funds
There has been a technical upgrade to provide a better experience. Request customers to set-up the UPI PIN again on the linked RuPay Credit Card account by selecting ‘Forgot UPI Pin’ from the drop-down menu. Follow the steps.
There has been a technical upgrade to provide a better experience. Request customers to remove the credit card from the BHIM app by selecting “Remove” from the drop-down menu and add the PNB RuPay Credit Card again. Follow the steps.