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Choose your preferred bank to apply for a RuPay Credit Card and enjoy exclusive benefits, offers and more throughout the year
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Get these RuPay Instant Credit Cards*
Axis Instant Credit Card
Axis Bank
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BOBCARD
BOBCARD
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HDFC Instant Credit Card
HDFC Bank
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ICICI Instant Credit Card
ICICI Bank
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IDFC Instant Credit Card
IDFC Bank
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IndusInd Instant Credit Card
IndusInd Bank
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Yes Bank Instant Credit Card
Yes Bank
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  • *Instant issuance is applicable to pre-qualified/existing customers of bank/issuers only.
Explore the RuPay Credit Card range
Airtel Axis Bank RuPay Credit Card
Basic features
  • Joining Fee* - ₹500
  • Annual Fee* - ₹500 (Annual fee waiver on annual spends of ₹2 lakh)
  • Welcome Benefits - Welcome Benefits Amazon eVoucher worth ₹500 on first card transaction made within first 30 days of card issuance
  • Cashback Benefits -
    • 25% cashback on Airtel Mobile, Broadband, Wi-Fi and DTH bill payments via Airtel Thanks App (Max Cap of ₹250 per STMT)
    • 10% cashback on utility bill payments such as gas, electricity, etc., via Airtel Thanks App (Max Cap of ₹250 per STMT)
    • 10 % cashback on Swiggy, Zomato & Bigbasket (Max Cap of ₹500 per STMT)
    • 1% cashback on all other spends including UPI*
  • Other Benefits -
    • 4 complimentary lounge access within India in a calendar year#
    • 1% fuel surcharge waiver up to ₹500 per statement on fuel transactions between ₹400 to ₹4,000
  • * Cashback not applicable on cash advances, EMI, rent payment, wallet loads, jewelry, fuel, insurance services, education services, government services & Utility Spends that are not done on Airtel Thanks platform

    #Valid on spends of ₹50,000 or more in previous 3 months

Apply Now
Axis Fibe RuPay Credit Card
Basic features
  • India’s first NUMBERLESS CARD – meaning enhanced security from card theft/loss.
  • No Joining or annual Fee – enjoy all benefits of credit card at 0 cost.
  • CC on UPI – Now link your Fibe Axis Bank credit card to UPI for hassel-free transactions.
  • 3% cashback on online Food Delivery, online Entertainment, and local commute.
  • 1% cashback on all other transaction (except for some excluded categories)
  • 1% Fuel Surcharge waiver for txn between ₹400 – ₹5000. Max waiver up to ₹400/- per month
  • 4 domestic lounge access (1 per quarter)
  • Enjoy up to ₹500/- off on partner Restaurants via EazyDiner.
Apply Now
Axis IOCL RuPay Credit Card
Basic features
  • 100% cashback up to ₹250 on all fuel spends within first 30 days of card issuance.
  • 20 reward points per ₹100 on fuel spends on IOC Terminal.
  • 5 reward points per ₹100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: ₹100
  • 1 rewards points per ₹100 spent on all other spends. Maximum eligible spends 5000/month
  • 1% Fuel surcharge waiver is applicable for fuel spends between 200 to 5000.
  • Annual Fee waived off if spends more than 50000 per year.
  • 10% instant discount for movie ticket booked via BookMyshow website.
  • Enjoy up to 15% Discount on partner Restaurants via EazyDiner
Apply Now
Axis MyZone RuPay Credit Card
Basic features
  • Complimentary SonyLIV Annual Premium Subscription worth ₹999 on first spends within 30 days of card issuance*
  • Flat ₹120 off* on Swiggy food delivery. Applicable 2 times a month, min. txn of ₹500
  • Buy One Get One Free* on Paytm Movies. Applicable once a month, max discount ₹200
  • Up to ₹1000 off* on AJIO on min. txn of ₹2999. Applicable on select styles.
  • 4 EDGE REWARD points per ₹200* on all spends except movies, wallet, fuel, insurance, rent, utilities, education, government institutions and EMIs.
  • 1% Fuel Surcharge waiver* across petrol pumps on spends between ₹400 and ₹4000. Max. benefit of ₹400 per statement cycle
  • 4 complimentary access* to select Domestic Airport Lounges: One per calendar quarter.
  • Up to 15% discount* on partner Restaurants via EazyDiner
Apply Now
Axis NEO RuPay Credit Card
Basic features
  • Activation benefit : 100% cashback up to ₹300 on first utility bill payment within the first 30 days of card issuance*
  • Zomato : 40% off* on Zomato, up to ₹120, valid twice a month, min transaction ₹200 Promo Code: AXISNEO*
  • Paytm: 5% off on Mobile recharges/Broadband payment/DTH recharge on a minimum transaction value of ₹299/-. Maximum discount of ₹150 each month. Coupon Code ‘AXISNEO’
  • Blinkit : 10% off on Blinkit, max discount ₹250 per month, min transaction ₹750, valid once a month*
  • BookMyShow: 10% off on every movie ticket purchase from BookMyShow, Max monthly benefit ₹100*
  • Myntra : Extra ₹150 off on min buy of ₹999 on select styles, Coupon code: MYAXISBANK25. Redirection/Redemption
Apply Now
IRCTC RuPay BOBCARD
Basic features
  • Joining Fee: ₹500/-
  • Annual fee – ₹350/-
  • Up-to 20X reward points on 1AC, 2AC, 3AC, CC or EC class booking for ticket purchases at IRCTC website www.irctc.co.in
  • 2X i.e. 4 reward points on every ₹100 spent on groceries and departmental stores
  • Get 1000 activation bonus Reward Points on single transaction of ₹1000 or more within 45 days of card issuance ( Worth ₹250)
  • Complimentary Domestic and international Lounge Program.
Apply Now
HPCL ENERGIE RuPay BOBCARD
Basic features
  • Up to 5% Savings on Fuel at HPCL retail outlets
  • Joining Benefit of 2000 Reward Points
  • 25% Off on Movie Tickets
  • Complimentary Domestic Lounge Program (4 in a year)
  • 10 Reward Points for every ₹150 spent on Utility, Grocery & Departmental stores
Apply Now
SNAPDEAL RuPay BOBCARD
Basic features
  • 5% Unlimited Cashback on Snapdeal
  • SnapDeal Shopping vouchers worth up to ₹500 on Activation within 30 days
  • 10 Reward Points on Everyday Spends on Groceries, Online Shopping & departmental stores
  • All your accumulated Reward Points will be auto-credited as cashback to the monthly statement. 1 Reward Point = ₹0.25
Apply Now
Edge CSB Bank RuPay Credit Card on UPI
Basic features
  • Lifetime Free Credit Card. ₹0 Annual Fee, ₹0 Renewal Fee. Limited period offer for the first 2 lakh onboarded users
  • Up to 5% cashback on UPI-Credit Card spends on Jupiter app. Get assured cashback for all transactions
  • Flat 1% on all Credit Card only transactions
  • Added 1% flat cashback after reaching ₹30,000 for transactions post completing spends of ₹30,000 in a given billing cycle (both UPI & CC transaction value combined will count towards the milestone ₹30,000) . This will be credited at the end of the billing cycle.
  • 1% fuel surcharge waiver (on min. transaction of ₹400 & max. transaction of ₹3,000). exclusive of GST and other charges. Get maximum waiver of ₹100 per billing cycle
Apply Now
HDFC RuPay BizFirst Business Credit Card
Basic features
  • Convert your large purchases to EMI & get 3% CashPoints
  • 2% CashPoints on Utility Bills, Electronics, Bill Payments via SmartPay & PayZapp
  • 1% CashPoints on UPI spends
  • Milestone Benefit - Get 2000 Bonus CashPoints on quarterly spends of ₹75,000
  • SmartBuy Benefit – 5% cashback on amazon/Flipkart vouchers on SmartBuy
  • Swiggy-Dineout - Save upto 7.5% on dining bills
Apply Now
HDFC RuPay BizGrow Business Credit Card
Basic features
  • Benefits on business spends - 10X CashPoints/ Monthly savings of ₹450 on
    • Spends on DMart & ClearTax
    • Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
    • Income Tax and GST Payments
    • Flight & Hotel booking via MMT MyBiz powered by SmartBuy BizDeals
  • Milestone Benefit - Get 2000 Bonus CashPoints on quarterly spends of ₹1 lakh
  • SmartBuy Benefit - 5% cashback on purchase of Amazon/ Flipkart vouchers
Apply Now
HDFC RuPay BizPower Business Credit Card
Basic features
  • Welcome Benefit - Amazon Prime Annual Membership (₹1500) + Biz Prime Subscription
  • Complimentary Airport Lounge access - 16 Domestic & 6 International in a year
  • Benefits on business spends - 5X Reward Points/ Monthly savings of ₹3,250 on
    • Ad spends on Google Ads & Meta Ads + Purchases on Reliance Digital
    • Flight & Hotel booking via MMT MyBiz on SmartBuy BizDeals
    • Income Tax and GST Payments
    • Bill payments via PayZapp – Electricity, wifi, broadband, insurance, mobile pre-paid etc.
  • Milestone Benefit - MakeMyTrip / Reliance Digital Gift Voucher worth ₹2,500 on quarterly spends of ₹2.5 Lakhs
  • Swiggy-Dineout - Save upto 7.5% on dining bills
Apply Now
HDFC RuPay Shoppers Stop Credit Card
Basic features
  • Earn 3% Reward points on every Shoppers Stop spends (Monthly capping of ₹500)
  • Earn 1% Reward points on every Non-Shoppers Stop spends (Monthly capping of ₹1000)
  • Complimentary Shoppers Stop Silver Edge membership worth ₹350
  • Shoppers Stop Welcome voucher worth ₹500
  • Additional ₹2500 annual savings on weekend shopping at Shoppers Stop
  • Joining/Renewal Membership Fee – ₹299/- plus Applicable Taxes
Apply Now
HDFC RuPay IndianOil Credit Card
Basic features
  • Earn up to 50 Litres of Free fuel annually
  • Earn 5% of on spends as Fuel Points at IndianOil outlets
  • Earn 5% of on spends as Fuel Points on Groceries and Bill Payments
  • Complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership
  • Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes
Apply Now
HDFC RuPay Tata Neu Credit Card
Basic features
  • 7% NeuCoins on Tata Neu (Including 5% NeuCoins with NeuPass membership)
  • 2% NeuCoins at Partner Tata Brands (Online & in-store purchases)*
  • Partner Tata Brands – bigbasket, Croma, Tata 1mg, Air Asia, Tata CliQ, Westside, Taj Hotels, Vivanta Hotels, Ginger Hotels, Qmin, Tata Play, Tata Pay, Cult (Cultfit, Curefit), Titan, Tanishq
  • 2% NeuCoins on bill payment & recharges through Tata Neu
  • 1% NeuCoins on other spends
  • Redeem Neucoins (1 NeuCoin = ₹1) for purchases at Partner Brands
  • Complimentary lounge access - 1 per quarter at Domestic airport lounges
  • 1% fuel surcharge waiver
  • Welcome benefit of 499 NeuCoins (applicable only on paid card)
  • Get the renewal fee waived off on minimum spend on ₹1,00,000 in previous year
Apply Now
HDFC Freedom RuPay Credit Card
Basic features
  • 10X CashPoints on your favourite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber ( Maximum of 2,500 CashPoints can be earned in a calendar month )
  • 5X CashPoints on EMI spends at merchant locations ( Maximum of 2,500 CashPoints can be earned in a calendar month )
  • 1 CashPoint for every ₹150 on other spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases )
  • Upto 20% discount on partner restaurants via Swiggy Dineout
Apply Now
HDFC MoneyBack+ RuPay Credit Card
Basic features
  • 10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy
  • 5X CashPoints on EMI spends at merchant locations
  • 2 CashPoints per ₹150 spent on other spends (Excluding fuel, wallets loads/prepaid card loads & voucher purchases)
  • Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
  • Upto 20% discount on partner restaurants via Swiggy Dineout
Apply Now
IRCTC HDFC Bank RuPay Credit Card
Basic features
  • Welcome Benefit: Get ₹500 Gift Voucher on card activation by performing 1 transaction of any amount within first 37 days of card issuance
  • Key IRCTC Benefits (www.irctc.co.in)
    • 5 Reward Point for every ₹100 spent on IRCTC ticketing website and Rail Connect App
    • Reward Point for every ₹100 spent on all other spends.
    • 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter).
    • 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of ₹1,000 per statement cycle)
  • Cashback benefit: Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy (https://offers.smartbuy.hdfcbank.com )
  • Fuel Surcharge Benefit: 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)
  • Redemption Benefit: The redemption against the train ticket booking at the rate of 1 Reward Point = ₹1
  • Milestone Benefit: Get additional Gift voucher worth ₹500 on quarterly(every 90 days from the issuance date) spends of ₹30,000 or more.
  • Annual Fee Waiver Benefit: Spend ₹1,50,000 or more in an anniversary year, before your Credit Card renewal date and get your renewal fee waived off.
Apply Now
ICICI Coral RuPay Credit Card
Basic features
  • Earn 2 Reward Points, on every ₹100 spent on your card (except fuel)
  • Earn 1 Reward Point, on every ₹100 spent on utilities and insurance categories
  • Under the new ICICI Bank Milestone Rewards programme, get 2000 Reward Points on spending ₹2,00,000 on your card & 1,000 Reward Points, each time you cross ₹1,00,000 spend, thereafter, in an anniversary year; maximum of 10,000 Reward Points, per year
  • Get one complimentary access to select airport lounges in India, each quarter*
  • Get one complimentary access to select railway lounges in India, each quarter
  • Avail of a discount of 25%, up to ₹100, on a minimum purchase of two movie tickets, per transaction on BookMyShow & Inox( Offer can be availed twice in a month )
  • Personal Accident insurance cover of ₹2 lakh*
  • 24x7 Concierge services*
  • The finest dining experiences now come with equally impressive savings. Make use of exclusive offers on dining, through ICICI Bank Culinary Treats Programme. For details, visit www.icicibank.com/culinarytreats
Apply Now
ICICI Rubyx RuPay Credit Card
Basic features
  • Earn 2 reward points on domestic spends, 4 reward points on international spends and 1 reward point on ₹100 spent on utilities and insurance.
  • Earn 3,000 Milestone Reward Points for every ₹3,00,000 spent and 1,500 reward points for every ₹1,00,000 spent thereafter in an anniversary year; maximum of 15,000 reward points, per year.
  • 2 complimentary domestic airport lounge accesses, per quarter on spend of ₹75000 in the preceding quarter
  • 2 complimentary Railway lounge accesses, per quarter
  • Avail 25% discount up to ₹150 on purchase of minimum 2 movie tickets on BookMyShow and INOX twice a month.
  • Up to 2 complimentary rounds of golf, per month. Earn 1 round on every eligible spend of ₹50000 in the preceding month
  • 1% fuel surcharge waiver on transactions of up to ₹4,000 at all fuel stations
  • Personal Accident Insurance Cover of ₹2 lakh
Apply Now
ICICI Bank HPCL Super Saver RuPay Credit Card
Basic features
  • Joining & Annual fee- ₹499 + GST
  • Upto 5% Savings (24 Reward Points per ₹150 = 4% Savings + 1% fuel surcharge waiver) for fuel purchases at HPCL retail outlets, LPG purchases & through HP Pay App.
  • Get 2000 bonus reward points on spends of ₹5000 within 60 days of issuance.
  • 10 Reward Points for every ₹150 spent on Utility, Grocery & Departmental stores and 2 Reward Points for every ₹150 spent on other categories.
  • 4 complimentary airport lounge access per year (1 per quarter) at partner domestic lounges
  • 25% off upto ₹100 on purchase of minimum 2 tickets per transaction at Paytm Movies
  • Annual Fee reversal on spending ₹50,000 in every anniversary year.
Apply Now
IDFC First Power Plus RuPay Credit Card
Basic features
  • Up to 175 litres fuel worth ₹18,000 annually
  • ₹500 cashback on 1st HPCL fuel transaction
  • Up to 6.5% savings on fuel spends
  • 5% savings on Grocery, Utility & IDFC FASTag recharge
  • 3X Rewards on other retail spends
  • Airport lounge access, Movie discounts & Road-side Assistance
  • Never expiring Rewards
  • Low & Dynamic Interest rates starting at 9% per annum
  • 0% Interest on ATM Cash Withdrawals until due date
  • Total welcome benefits worth ₹1,650
  • Joining Fee of ₹499 + GST
  • Annual fee ₹499 + GST, waived-off on ₹1,50,000 spends in the anniversary year
Apply Now
IDFC First Power RuPay Credit Card
Basic features
  • Get up to 65 litres free fuel annually
  • ₹250 cashback on 1st HPCL fuelling + other welcome benefits worth ₹1,650
  • Up to 5% savings on fuel spends,
  • 2.5% savings on Grocery, Utility & IDFC FASTag recharge
  • 3X Rewards on other retail spends
  • Road-side Assistance & Insurance cover
  • Never expiring Rewards
  • Low & Dynamic Interest rates starting at 9% per annum
  • 0% Interest on ATM Cash Withdrawals until due date
  • ₹199 annual fee, waived-off on ₹50 thousand spends in the anniversary year
Apply Now
FIRST EARN RuPay Credit Card
Basic features
  • Assured credit card with minimum credit limit of 100% of FD value.
  • No documentation & credit history required.
  • Welcome offer: 100% cashback up to ₹500 on 1st UPI transaction within 15 days of card generation
  • 1% cashback on UPI spends through IDFC FIRST Bank Mobile app
  • 0.5% Cashback on all other spends
  • 25% discount up to ₹100 on movie tickets
Apply Now
IndusInd Platinum RuPay Credit Card
Basic features
  • EARN 2 REWARD POINTS ON EVERY ₹100 SPENT ON UPI TRANSACTIONS
  • EARN 1 REWARD POINT ON EVERY ₹100 SPENT ON NON UPI TRANSACTIONS
  • 1% FUEL SURCHARGE WAIVER**
  • Life Time Free Credit Card
  • TnC Apply
Apply Now
IndusInd Samman RuPay Credit Card
Basic features
  • Get one assured complimentary movie ticket upto ₹ 200/- every 6 months in a calendar year via BookMyShow
  • Get 1% cashback on all retail spends upto ₹ 200 in every statement cycle. Total spends of ₹ 20,000 will be eligible for cashback in a statement cycle.
  • 1% Waiver on Railway Surcharge on Transactions up to ₹ 5,000
  • 1% Fuel surcharge waiver on transactions between ₹ 400-₹ 4000
  • Nil Cash Advance fee
Apply Now
Kotak League RuPay Credit Card
Basic features
  • Earn up to 8 reward points on every ₹150 spent
  • Get 4 free PVR tickets or 10,000 Reward Points on spends of ₹1,25,000 every 6 months
  • Unlock convenience with Kotak Credit Card for all UPI related payments
  • 1% Fuel surcharge waiver up to ₹3,500 annually
  • Railway surcharge waiver up to ₹500 annually
Apply Now
Kotak Mojo RuPay Credit Card
Basic features
  • Get 8 complimentary Dream Folks Airport Lounge visits annually within India (Domestic terminals) @ 2 visits per quarter
  • Get 2500 Mojo points every quarter on spending ₹75,000. Valid for the first year only.
  • Earn unlimited 2.5 Mojo points for every ₹100 on online spends.
  • Earn unlimited 1 Mojo point for every ₹100 on all other spends.
  • Get waivers on fuel and railway spends with the Mojo Rupay credit card
Apply Now
Kotak IOCL RuPay Credit Card
Basic features
  • Save 5% on IndianOil fuel spends
  • 2% back as Reward Points on Grocery and Dining spends
  • 1000 Reward Points as welcome benefit on spending ₹500 within 30 days of card issuance
  • Annual fee of ₹449 waived on spending ₹50,000 in the previous anniversary year.
Apply Now
PNB EMT RuPay Platinum Credit Card
Basic features
  • Joining Fee – Primary: ₹2000/-
  • Joining Fee – Add on Card: NIL
  • Annual Fee – Primary: ₹2000/-
  • Annual Fee – Add on Card: NIL
  • Renewal Fee: NIL
  • 300+ Reward Points on activation
  • Insurance Coverage upto ₹2 Lacs for Accidental Death and Personal Total Disability
  • Complimentary Domestic & International Airport Lounge Access.
  • Flat 10% off Upto ₹1,000 on domestic flight bookings | NO MOV (Minimum order value)
  • Flat 10% off Upto ₹5,000 on international flight bookings | NO MOV
  • Flat 20% discount Up to ₹5,000 on domestic hotel bookings | NO MOV
  • Flat 20% discount Up to ₹10,000 on international hotel bookings | NO MOV
Apply Now
PNB Platinum RuPay Credit Card
Basic features
  • No Annual and joining Fees( if card is used once in a quarter)
  • 300+ reward points on 1st usage
  • Comprehensive Insurance Coverage upto 2 L
  • Cashback @2% for all transactions over and over ₹2500. Subject to a ceiling of ₹50/- per Txn at Patanjali stores
  • 5-7% additional cashback given by Patanjali Ayurved Ltd. To Patanjali Swadeshi Samridhi Card customers on recharge using PNB Patanjali CC
  • Facility of linking CC on UPI
  • Complimentary domestic & international Lounge Access
Apply Now
PNB Select RuPay Credit Card
Basic features
  • No Annual and joining Fees( if card is used once in a quarter)
  • 300+ reward points on 1st usage
  • Comprehensive Insurance Coverage upto 10 L
  • Cashback @2% for all transactions over and over ₹2500. Subject to a ceiling of ₹50/- per Txn at Patanjali stores
  • 5-7% additional cashback given by Patanjali Ayurved Ltd. To Patanjali Swadeshi Samridhi Card customers on recharge using PNB Patanjali CC
  • Facility of linking CC on UPI
  • Complimentary domestic & international Lounge Access
  • Complimentary Premium Health Check Up Package, golf & Spa sessions and Gym membership Comprehensive Insurance Coverage upto ₹10 Lacs.
Apply Now
PNB Millennial RuPay Credit Card
Basic features
  • Minimum Joining Fees
  • NIL Annual Fee if spends on the card is ₹1 Lacs during previous financial year
  • NIL Renewal Fee
  • Max. 2 Add on Cards
  • Comprehensive Insurance Coverage upto ₹10 Lacs.
  • Complimentary Domestic and International Lounge Access.
  • Premium Health Check Up Package
  • Complimentary Golf and Spa Sessions
  • Complimentary Gym Membership
  • 24/7 Concierge Services available
  • Interest Free Period from 20 Days to 50 Days from Date of Transaction
  • Convenient Mobile App “PNB GENIE” – One Stop Solution
  • Limit: Min ₹50,000 and Max. ₹10 Lacs
Apply Now
PNB Platinum RuPay Credit Card
Basic features
  • NIL Joining Fees
  • Low Annual Fee. Waived if card is used once in each quarter
  • NIL Renewal Fee
  • Lucrative Reward Points with 300+ Reward Points on Activation
  • Max. 2 Add on Cards at No Extra Cost
  • Comprehensive Insurance Coverage upto ₹2 Lacs.
  • Complimentary Domestic and International Lounge Access.
  • 300+ Merchant Offers
  • Interest Free Period from 20 Days to 50 Days from Date of Transaction
  • Convenient Mobile App “PNB GENIE” – One Stop Solution
  • Limit: Min ₹25,000 and Max. ₹5 Lacs
Apply Now
PNB Select RuPay Credit Card
Basic features
  • Minimum joining fees - ₹500/-
  • Annual fee – NIL ( if card is used one in a quarter)
  • 300+ reward points on 1st usage
  • 2X rewards points on retail merchandise
  • Convenient mobile app "PNB GENIE" - One Stop Solution
  • Complimentary Domestic and international Lounge Program
  • Exclusive cash back in utility bills, eateries and restaurants etc
  • Comprehensive insurance coverage
  • 24/7 concierge services
  • 300+ merchant offers
Apply Now
RuPay SBI IRCTC CREDIT CARD
Basic features
  • Welcome Gift : Get 350 activation bonus Reward Points on single transaction of ₹500 or more within 45 days of card issuance. Fuel and Cash spend are not included
  • ValueBack Benefits : Buy tickets through irctc.co.in & IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn up to 10% Value Back as Reward Points
  • Reward Benefits : Get 1 Reward point for every ₹125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only)
  • Travel Offers from IRCTC
    • Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
    • Log on to irctc.co.in and avail exclusive travel privileges
    • Book your airline tickets with IRCTC at unbeatable prices
  • Fuel Surcharge Waiver : Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of ₹500 - ₹3,000, exclusive of GST and other charges
  • Railway Lounge Program
    • Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
    • To avail the offer, please use your IRCTC SBI Card (on RuPay platform) at the respective lounges
Apply Now
Reliance Platinum Credit Card
Basic features
  • Welcome Benefit-Get Reliance Retail Voucher worth of ₹500/- on payment of joining fees.
  • Milestone Benefit-Waiver of renewal fees on annual spends of ₹1 Lac in the previous year.
  • ₹500/- worth Reliance Retail Voucher on Annual Spends of ₹25,000/- at participating Reliance Retail Stores
  • 5 Reward Points per ₹100/- spent on the participating Reliance Retail Stores
  • 1% surcharge across all petrol pumps in India, for transactions between ₹500/- and ₹4,000/- exclusive of GST and other charge
Apply Now
Reliance Prime Select Credit Card
Basic features
  • Welcome Benefit-Get Reliance Retail voucher worth of ₹3,000/- on payment of joining fees.
  • Milestone Benefit-Waiver of renewal fees on annual spends of ₹3 Lac in the previous year.
  • ₹1,500/- worth Reliance Retail Voucher on Annual Spends of ₹75,000/- at participating Reliance Retail Stores.
  • 10 Reward Points per ₹100/- spent on the participating Reliance Retail Stores.
  • Book my show-1 Movie ticket a month worth ₹250/-
  • 8 complimentary Domestic Airport Lounges per calendar year (max. 2 per quarter).
  • 4 complimentary International Airport Lounges per calendar year (max. 2 per quarter available from 25th Feb’24 onwards).
Apply Now
TVS Credit RBL Bank Gold Credit Card
Basic features
  • 6000 Reward points on First Transaction within 30 days from Card issuance.
  • 2 Reward Points/₹100 on all purchases under select categories.
  • 5% cashback on Eazydiner every month (up to ₹250 off).
  • 5X Reward points/₹100 on International purchases.
  • Enjoy one complimentary domestic lounge visit per calendar quarter on minimum spends of ₹50,000, an additional domestic lounge visit on spends of ₹75,000, and one complimentary international lounge visit on spends of ₹1,00,000.
  • Swiggy/Zomato/Flipkart/Amazon voucher worth ₹500 on making min. spends of ₹50,000 in a calendar quarter under select categories.
  • 6000 reward points on annual spends of ₹2.5 lacs under select categories.
  • Fuel surcharge waiver up to ₹200/month on fuel transactions made between ₹400 - ₹5000.
Apply Now
TVS Credit RBL Bank Credit Card
Basic features
  • 2000 Reward points on First Transaction within 30 days from Card issuance.
  • 1 Reward Points/₹100 on offline / POS purchases under select categories & 2X Reward Points on online / Ecom purchases under select categories.
  • 1 Complimentary Domestic Railway Lounge Access Every Calendar Quarter.
  • Buy 1 Get 1 Movie ticket offer up to ₹200 off on purchasing 2 or more movie tickets at BookMyShow on min spends of ₹10,000 monthly under select categories.
  • 2000 reward points on annual spends of ₹1.5 lacs under select categories.
  • Fuel surcharge waiver up to ₹100/month on fuel transactions made between ₹400 - ₹5000.
Apply Now
Yes Bank RuPay Credit Card
Basic features
  • 8 Reward Points on every ₹200 on travel and dining categories
  • Upto 4 Reward Points on spend of ₹200 on other Categories
  • Preferential Foreign Currency Markup of 2.75% on all international spends
  • 1% Fuel surcharge waiver at all fuel stations across India
Apply Now
RuPay Credit Cards (only applicable for existing bank users)
Union Bank Select RuPay Credit Card
Basic features
  • No joining fee
  • Link your RuPay credit card to any UPI app for merchant payments
  • Complimentary access to domestic and international lounges
  • Free personal accident insurance coverage up to ₹10 lakh
  • Lost Card Insurance Coverage up to ₹1.50 Lakhs.
  • 1% reimbursement on fuel purchases up to maximum of INR 100 per month/per card
  • Earn 4 Reward Points on every ₹100/- spent
  • Exclusive offers on partner merchants
  • Annual Maintenance Charges is waived on spending of ₹50,000 in 1 year.
Union Bank Wellness Select RuPay Credit Card
Basic features
  • Joining fee ₹999/-
  • Link your RuPay credit card to any UPI app for merchant payments
  • Complimentary access to domestic and international lounges
  • 1 Complimentary premium health check up in a year. Discounted health check-up facility thereafter
  • 1 Complimentary premium Spa session in a year. Discounted on additional sessions throughout the year
  • Complimentary Golf lesson/round in a year. Discounted access from 2nd visit onwards.
  • 15 days/1-month free Gym membership. 40-50% discounted price on extension of membership
  • Free personal accidental Insurance coverage of ₹10.00 Lakh.
  • Lost Card Insurance Coverage of up to ₹1.50 lakhs.
  • Reward Points on every ₹100 spent, 4 points on Dining, Shopping, Groceries and Departmental stores, Apparels and 2 points on other non-fuel spends.
  • Waiver of fuel purchase surcharge, 1% up to ₹100/- per month.
  • Exclusive offers on partner merchants
  • Annual maintenance charge is waived on spending of ₹1.00 Lakh in 1 year.
Union Bank Platinum RuPay Credit Card
Basic features
  • No joining fee
  • Link your RuPay credit card to any UPI app for merchant payments
  • Free personal accident insurance coverage up to ₹2 lakh
  • Lost Card Insurance Coverage up to ₹1.50 lakhs.
  • 1% reimbursement on fuel purchases up to maximum of ₹100 per month/per card
  • Reward Points on every ₹100/- spent, 2 points.
  • Exclusive offers on partner merchants
  • Annual Maintenance Charge is waived off on spending ₹30,000 in a year.
Union Bank Health Platinum RuPay Credit Card
Basic features
  • Joining fee ₹499/-
  • Link your RuPay credit card to any UPI app for merchant payments
  • Complimentary access to domestic and international lounges
  • Medical services, including long-term patient-doctor relationship, diagnostic tests, palliative care, physiotherapy/nurse/doctor services, hospital tie-up chains, and senior living
  • Additional medical coverage for dental, vision, hearing, orthodontics, and cosmetic surgery
  • Medical products, such as OTC diagnosis products, medical supply delivery aggregators, and wearables
  • Lifestyle options, such as fitness club memberships, online fitness apps, spa/yoga, and recreational retreats.
  • Free personal accident insurance coverage up to ₹10 lakh
  • Lost Card Insurance Coverage up to ₹1.50 lakhs
  • Earn 2 reward points for every ₹100 spends
  • Waiver of fuel purchase surcharge, 1% up to ₹100/- per month
  • Exclusive offers on partner merchants
  • Annual maintenance charge is waived on spending ₹50,000/- in a year
RuPay PLATINUM UNI-CARBON CREDIT CARD
Basic features
  • Joining fee ₹499/-
  • Link your RuPay credit card to any UPI app for merchant payments
  • Welcome bonus of up to ₹300 on fuel purchase worth ₹300 or more within 60 days of card activation.
  • Earn 4% cashback on fuel purchases of ₹500/- or more at authorized HPCL outlets. Plus, get 1.5% cashback in the form of HPPay reward points when you use the HPPay app to make fuel payments.
  • Avail waiver of fuel purchase surcharge, 1% up to ₹100/- per month (on transaction value of ₹200 and above at HPCL outlets).
  • Free personal accident insurance coverage up to ₹10 lakh
  • Lost Card Insurance Coverage up to ₹1.50 lakhs
  • Earn 2 reward points for every ₹100 spent on non-fuel transactions
  • Exclusive offers on partner merchants
  • Annual maintenance charge is waived on spending ₹1.00 lakh in a year
Divaa RuPay Credit Card
Basic features
  • No Joining Fee
  • Link your RuPay credit card to any UPI app for merchant payments.
  • Complimentary access to domestic and international airport lounges
  • Free personal accident insurance coverage up to ₹2 lakhs
  • Earn 2 reward points for every ₹100 spends.
  • Waiver of fuel surcharge 1% up to ₹100/- per billing cycle
  • Annual maintenance charge is waived on spending ₹30,000/- and above in previous year.
  • Discount vouchers on Nykaa, Flipkart, Myntra, Lakme Salon, Ixigo, Book My Show, Big Basket every quarter.
  • Swiggy One, Urban Clap membership and Health checkup once in a year
  • By pressing on Apply Now you accept all Terms and Conditions

RuPay Credit Card Live Banks

au small finance bank bank
bank of baroda
bank of india
bank of maharashtra
city union
city union
csb bank
au small finance bank bank
idbi bank
indian bank
indian overseas bank
indusind bank
federal bank
hdfc bank
kotak mahindra bank
punjab national bank
saraswat bank
sbi card
sbm bank
union bank
yes bank
Hrithik and Mihir: No cap, it slaps | #AskForRuPay

Hrithik and Mihir: No cap, it slaps | #AskForRuPay

Hrithik and Rasha: Team dink or team dank | #AskForRuPay

Hrithik and Rasha: Team dink or team dank | #AskForRuPay

Season 2024
The Trophy Trouble | #LinkItForgetIt

The Trophy Trouble | #LinkItForgetIt

The Girls Trip | #LinkItForgetIt

The Girls Trip | #LinkItForgetIt

The Date | #LinkItForgetIt

The Date | #LinkItForgetIt

Season 2023
o	The Trophy Trouble | #LinkItForgetIt

Things you can buy with RuPay Credit Card on UPI

Howzzat! Ishant Sharma's cracker of an appeal

The Parked and the Furious | Will our hero make the great escape?

The Slippery Spyl

The Slippery Spy | Will a unique disguise save him?

Chaos in the Museum

Chaos in the Museum! Catch Dinesh Karthik in action as he tries to save the day

helping hand

Stranded in the deep! Will someone be able to give a helping hand?

Season 2022
One tap too many? feat. TATA IPL Batsmen | RuPay

One tap too many? feat. TATA IPL Batsmen | RuPay

Howzzat! Ishant Sharma's cracker of an appeal

Be On-The-Go with RuPay - The Appeal

Ishant Sharma's BEST appeal

Be On-The-Go with RuPay - Bus

RuPay ON-THE-GO is just Outstanding!

Be On-The-Go with RuPay - Drive thru

Ishant Sharma is overshadowed by RuPay ON-THE-GO!

Be On-The-Go with RuPay - Grocery

umpire got STUMPED

Be On-The-Go with RuPay - International


Choose your preferred bank or partner to apply for a RuPay On-The-Go Card and get in delivered to your doorstep
Orbit wallet
Orbit Wallet
Basic features
  • The only card you’ll ever need: From transit to fuel, online to offline purchases, handle it all with one card.
  • Travel made effortless: Hop on metros and buses without worry. Go cashless and token-free
  • Tap, pay, and relax: Simply tap to pay and go. Powered by secure EMV chips, your transactions are fast and safe.
  • Simplified recharges, smarter management: Experience an intuitive app for effortless transit and payments
  • Get rewarded for every spend: A card that pays you back. Get flat 1% cashback on every spend.
Apply Now
All Banks and Partners live:
  • Prepaid
  • Debit
  • Credit
Airtel Payments Bank Limited
AU SMALL FINANCE BANK
BANK OF BARODA
CITY UNION BANK
Dhani
DigiKhata
INDIAN BANK
Junio
LIVQUIK TECHNOLOGY INDIA PVT LTD
MobilePe
Mufin
NSDL PAYMENTS BANK LTD
NeoZAP
nYe
Omnicard
OnGo
Orbit Wallet
RATNAKAR BANK
7 Rings
STATE BANK OF INDIA
TRANSCORP INTERNATIONAL LIMITED
UNION BANK OF INDIA
YES BANK LIMITED

Disclaimer:

The highlighted banks are also live with RuPay Prepaid MTS Cards.

Airtel Payments Bank Limited
BANK OF BARODA
BANK OF INDIA
BANK OF MAHARASHTRA
CANARA BANK
CENTRAL BANK OF INDIA
CITY UNION BANK
EQUITAS SMALL FINANCE BANK
FEDERAL BANK
IDBI BANK
INDIAN BANK
INDIAN OVERSEAS BANK
KARNATAKA BANK
NEW INDIA COOP BANK
PUNJAB AND SIND BANK
PUNJAB NATIONAL BANK
SARASWAT COOPERATIVE BANK
SOUTH INDIAN BANK
STATE BANK OF INDIA
TAMILNAD MERCANTILE BANK
THANE JANATA SAHAKARI BANK
UCO BANK
UNION BANK OF INDIA
Why RuPay On-The-Go?

For quick On-The-Go payments on the metro, bus, and when parking.

To skip ticket queues, and not your breakfast.

To take the hassle out of the journey.

For secure payment methods.

To have one card that works on multiple modes of transport across India and that also works for retail payments.

Yup, just one card. Really!
RuPay On-The-Go Is Everywhere
Metros
Buses
Parking
Events
Retail
Restaurants
ATM Withdrawals
You seem curious. Here’s some more info.

The National Common Mobility Card (NCMC) is a feature that creates a stored value in your existing RuPay contactless debit, prepaid or credit card. This offers smooth, secure and hassle-free transactions On-The-Go.

It supports payments for public transit such as metro, bus, parking, as well as retail payments. So, you can travel and shop and travel some more - all with one card. Convenient and integrated, this card works across different cities in India for an endless number of commutes. Oh, and it works for ticketing without needing active internet access.

Wherever, whenever, Just RuPay On-The-Go it.
You can use it in
  • Metros
  • Buses
  • Parking

Click here to know more regarding the above live projects

Sr. No Transit Operator Name Mode Exclusive/Non-Exclusive Acquiring Bank RuPay cards accepted Payments options available at stations to load NCMC
1 Assam State Transport Corporation (ASTC) Bus Non-Exclusive Yes Bank All NCMC certified banks Cash
2 Aurangabad Bus Bus Non-Exclusive Yes Bank All NCMC certified banks Cash
3 Bangalore Metro Rail Corporation Limited (BMRCL) Metro Non-Exclusive RBL Bank All NCMC certified banks Cash,UPI,Any Debit/Credit/Prepaid cards
4 Brihanmumbai Electricity Supply and Transport Undertaking (BEST) Bus Non-Exclusive Yes Bank All NCMC certified banks Cash
5 Chennai Metro Rail Limited (CMRL) Metro Non-Exclusive State Bank of India All NCMC certified banks Cash,Any Debit/Credit/Prepaid cards
6 Delhi Metro Rail Corporation (DMRC) Metro Non-Exclusive Airtel Payments Bank All NCMC certified banks Cash,UPI,Any Debit/Credit/Prepaid cards
7 Gujarat Metro Rail Corporation Limited (GMRC) Metro Non-Exclusive Airtel Payments Bank All NCMC certified banks Cash,UPI,Any Debit/Credit/Prepaid cards
8 Haryana Roadways Bus Non-Exclusive AU Small finance Bank All NCMC certified banks UPI,Any Debit/Credit/Prepaid cards
9 Himachal Road Transport Corporation Bus Non-Exclusive State Bank of India All NCMC certified banks Cash
10 Jammu City Buses Bus Non-Exclusive Yes Bank All NCMC certified banks Cash
11 Kadamba Transport Corporation Limited (KTCL) (Goa Transport) Bus Non-Exclusive Airtel Payments Bank All NCMC certified banks Cash,UPI,Any Debit/Credit/Prepaid cards
12 Mumbai Metro One Private Limited (MMOPL) (Mumbai Metro 1) Reliance Metro Metro Non-Exclusive Airtel Payments Bank All NCMC certified banks Not Available
13 Mumbai Metropolitan Region Development Authority (MMRDA) Mumbai Metro Line 2A & 7 Metro Non-Exclusive State Bank of India All NCMC certified banks Cash,UPI,Any Debit/Credit/Prepaid cards
14 National Capital Region Transport Corporation (NCRTC) Metro Non-Exclusive Airtel Payments Bank All NCMC certified banks Cash,UPI,Any Debit/Credit/Prepaid cards
15 Srinagar Smart City Buses Bus Non-Exclusive Yes Bank All NCMC certified banks Cash
16 Uttar Pradesh Metro Rail Corporation (UPMRC) Metro Non-Exclusive State Bank of India All NCMC certified banks Cash,UPI,Any Debit/Credit/Prepaid cards
17 Noida Metro Rail Corporation Limited (NMRC)* Metro Exclusive State Bank of India State Bank of India Cash,UPI,Any Debit/Credit/Prepaid cards
18 Nagpur Metro Rail Corporation Limited (NMRCL)* Metro Exclusive State Bank of India State Bank of India Cash,UPI,Any Debit/Credit/Prepaid cards
19 Ahmedabad Janmarg Limited (Janmitra Bus)* Bus Exclusive ICICI Bank ICICI Bank Cash,UPI,Any Debit/Credit/Prepaid cards
20 Surat BRTS* Bus Exclusive ICICI Bank ICICI Bank Cash,UPI,Any Debit/Credit/Prepaid cards
21 Kochi Metro Rail Limited (KMRL)* Metro Exclusive Axis Bank Axis Bank Cash,UPI,Any Debit/Credit/Prepaid cards
22 Pune Metro* Metro Exclusive HDFC Bank HDFC Bank Cash,UPI,Any Debit/Credit/Prepaid cards

Note -

  • @ Exclusive NCMC project means a single bank is selected by a transit operator who acts as issuer as well as acquirer.
  • @ Non-Exclusive NCMC project means any RuPay NCMC is accepted by the transit operator.
  • @ Issuer banks have provided money add option using internet banking/mobile banking to add money to the NCMC virtual account. After this the customer has to perform balance update transaction through any Add Value Machines (AVMs)/PoS terminals to write the amount on the card.
  • * NCMC cards of other banks will also get accepted in future as decided by Authority.
How to get RuPay On-The-Go Cards?
Prepaid Cards

Apply for a RuPay Prepaid Card at the metro station and bus depot. This card can be used for transit and retail payments.

OR

Get a RuPay Prepaid MTS Card from instant dispensing machines or counters at the metro stations and bus depots. This is a ready to use card and can be used only for transit purpose.

Debit Cards

Check if your current RuPay Debit Card is from the below bank list and activate it for transit. If it is not, please visit any bank branches of the mentioned banks and apply for a new card.

Credit Cards

Check if your current RuPay Credit Card is from the below bank list and activate it for transit. If it is not, apply for a new RuPay Credit Card of the mentioned banks on rupay.co.in or bank website/app or bank branches.

How to activate a RuPay Debit and Credit Cards for transit?
Step 1

Check whether your RuPay Card is contactless. Look for the above symbol on your card. And confirm if your bank is from the below list. If the contactless symbol is missing on a RuPay Card then visit your bank branch to apply for a new contactless card.

Step 2

Enable contactless/offline transactions on your card through your bank's mobile or internet banking.

Step 3

Visit a metro station and ask the operator to activate your card for NCMC

OR

Activate by using bank application and your phone NFC.

  • Step 1: Open Bank app/UPI app/Partner app and click on RuPay On-The-Go/NCMC
  • Step 2: Click on activation and enable NFC
  • Step 3: Tap your RuPay debit card/Credit card on the back of your smartphone
How to top up your card?
Option 1: Top-up at metro station or bus depot/conductor machine

Go to a metro station or bus depot/ bus conductor machine and pay via cash/debit or credit card/UPI to add money to your stored value

Option 2: Top-up using online channels

Log into your bank's internet or mobile banking app/UPI app/Bharat Connect platforms/Partner apps and add money to your card.

After adding the funds, tap your card on an add value machine at the metro station or use your NFC phone to load the transferred amount onto your card. Steps to use your NFC enabled smartphone:

  • Step 1: Open Bank app/UPI app/Partner app and click on RuPay On-The-Go/NCMC
  • Step 2: Click on update balance and enable NFC
  • Step 3: Tap your RuPay card on the back of your smartphone
How to check your transit balance?

You can check your card balance by:

Tapping your card at the bus conductor’s ticketing machine.

Tapping your card at the add value machine

Tapping your card on the back of your NFC enabled smartphone.

  • Step 1: Open Bank app/UPI app/Partner app and click on RuPay On-The-Go/NCMC
  • Step 2: Click on check balance and enable NFC
  • Step 3: Tap your RuPay card on the back of your smartphone
Also, now pay with anything (not kidding)!

A sudden wave of panic overcomes you when you realise you’ve left your wallet at home.

Well, not anymore.

RuPay cardholders can pay for anything, anywhere, even when their wallets (and cards) are at home.

With RuPay On-The-Go, any device - from keychains and wristbands to rings, stickers and more - can be turned into a wallet. Just link, tap, pay and go. It’s easy, secure, and did we say easy?

Experience the new way to pay.

OmniCard
OmniCard
Yes-Bank
NeoZap
IDFC FIRSTAP Sticker
IDFC FIRSTAP Sticker
Indian Bank
Indian Bank Keyfob
BoB Keyfob
BoB Keyfob
UCO Bank Keyfob
UCO Bank Keyfob
Redefine your shopping
+
Redefine your shopping experience and use your simple everyday objects to pay for your every need and desire. It’s the quicker, easier and smarter way to shop.
-
Sync your device
+
Sync your device with your account details and pay securely and safely every time. Make secure and seamless transactions without a worry.
-

The interoperable and open-loop solution
+
The interoperable and open-loop solution empowers you to go contactless at retail outlets for a sum of up to Rs.5000.
-
Manage all your transactions and beyond with a single app
+
Manage all your transactions and beyond with a single app on your phone for all your add-on devices. Check your balance, add or send money, set or change pin, all with a single tap.
-
Pay via cashless fare payment mechanism
+
Pay via cashless fare payment mechanism, which works for all public transport systems such as metro, buses, cabs and more. Click here to know more.
-

OmniCard

Key features:

  • Quick and Seamless Payment Experience on the Go
  • Easy In-app Controls & Spend Analysis for your KeyChain
  • Secure Transactions across widespread RuPay network
  • Carries the mark of trust, Licensed by RBI
Apply Now

Yes Bank Neokred Keyfob

applestore google play

NeoZAP

Key features:

  • India’s Premier Payment Tag- compatible with card machines and public transport.
  • Pay on card machines & websites with a tap- no card, app or internet required
  • Use online with in-app virtual card
  • Rewards from 100+ top brands
  • First-ever prepaid tag offering insurance powered by HDFC Ergo.
Apply Now
Rupay Global Card payment network India Logo

RuPay is the first-of-its-kind Global Card payment network from India, with wide acceptance at Shops, ATMs, and online.

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